Charted is planting a flag in London to take its ERP-native accounts payable (AP) automation deeper into the UK and EMEA, betting that finance teams want end-to-end AP embedded directly in their ERP rather than bolted on through separate tools. The expansion leans heavily on a partner-led go-to-market model and adds local technical capacity as the company readies e‑invoicing and region-specific capabilities for 2026.
ERP-Native AP Automation
Charted, originally founded as an ERP consulting firm, has evolved into an ERP-native SaaS platform that streamlines AP processes for multi-entity, multi-currency organizations directly inside the ERP. The company said in a January 6 media statement that AP remains “one of the most manual and fragmented areas of finance,” especially for organizations operating across regions and currencies, and positions its approach as closing those gaps without relying on external systems or heavy integrations.
The London office formalizes Charted’s presence in EMEA, building on existing customers in the UK, Ireland, Germany, the Netherlands, and Belgium across biotech and pharmaceuticals, financial services, and tech. CEO Bernardo Enciso emphasized reducing friction, improving controls, and providing real-time clarity from inside the ERP, while Head of Global Partnerships Derrick Angle highlighted strong interest from local partners and plans for additional products tailored to European pain points.
Workflow, Product Roadmap, Compliance
Charted’s AP automation is designed as an end-to-end workflow that runs natively in the ERP suite, covering invoicing, vendor onboarding, approvals, payments, document matching and management, through to month-end close with intelligent accruals. The company stressed that this eliminates the need for separate integrations and third-party interfaces and keeps audit trails in one place inside the ERP.
Products currently in use in Europe already provide full invoice automation, and Charted said organizations in the region can expect the same suite available in the US, with further EMEA-focused solutions planned for 2026. As part of the expansion, Charted is integrating e‑invoicing into its AP solution with a planned go‑live in Q1 2026 and has signaled it will announce when e‑invoicing is officially launched. On compliance, the company is SOC 2 Type 2 compliant and reportedly uses data protection processes aligned with European Data Protection Laws, including GDPR and UK rules, as detailed in its privacy policy.
What This Means for ERP Insiders
ERP-native AP automation is becoming a competitive battleground in EMEA. Charted’s move from a North-America-centric footprint to a London-led EMEA presence reflects growing demand for AP platforms that live inside the ERP and can handle multi-entity, multi-currency operations without complex integrations. For ERP product teams and partners, this shows the importance of native extension patterns where AP automation is treated as a first-class ERP capability.
Regulatory alignment and e‑invoicing support are table stakes for European AP vendors. With SOC 2 Type 2 in place and explicit alignment to European Data Protection Laws plus e‑invoicing targeted for Q1 2026, Charted is signaling that compliance, data protection, and local invoicing mandates are core design constraints, not afterthoughts. For enterprise architects and finance leaders, this reinforces that vendor viability in EMEA depends on demonstrable readiness for GDPR-class privacy, regional e‑invoicing frameworks, and cross-border AP complexity.
Partner-led growth will shape how AP innovation reaches ERP customers. Charted’s emphasis on the EMEA partner ecosystem and future region-specific products suggests that much of the differentiation will be delivered through local advisors and integrators who can embed AP automation into broader ERP programs. This points to a growing opportunity to package ERP-native AP automation with finance transformation, shared-services, and close-acceleration offerings for mid-market and enterprise customers.
