A 2026 Priority Commerce report highlights that many ERP systems still rely on manual AP processes, revealing an ‘ERP value gap’ that can be closed through fully integrated and embedded payment solutions, which enhance visibility, scalability, and efficiency in financial workflows.
2026 Priority Commerce Report on Closing the ERP Value Gap

Key Takeaways
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Modern finance and operations teams require ERP systems to seamlessly handle payments, yet many still rely on manual AP processes and disparate tools, leading to an 'ERP value gap'.
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Fully integrated AP workflows enhance visibility, scalability, and efficiency, making payment flexibility a core requirement for ERPs rather than an added bonus.
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Limited payment flexibility incurs hidden costs, including manual work, increased processing expenses, delayed payments, and vendor friction, highlighting the need for embedded payments within ERP systems.
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